See the full picture
of what you can build.
Explore five compensation opportunities through Annuity.com—from personal production to team sales and qualifying ownership awards.
Independent-contractor opportunity. Compensation is earned through qualifying product sales.
Five opportunities.
One clearer conversation.
Understand what each component offers, what qualifies, and how it may fit the business you want to build.
Street commission
The platform offers the full street commission on your qualifying personal production. The actual rate depends on the carrier, product, and contract.
“100% street” means the applicable street commission—not 100% of the policy premium. Team-selling allocations are described separately below.
Cap-the-Company bonus
After meeting the annual qualification requirements, receive the Company Dollar on your eligible production for the remainder of that year.
$5 million in qualifying annual sales
+ at least $50,000 in Company Dollar
Company Dollar is the carrier override paid to Annuity.com. Eligibility and payments follow the current program terms.
Production-based stock awards
The published program lists these stock-award milestones, with up to $15,000 in annual awards when all three are earned.
$1M production
$3M production
$5M production
These are stock awards, not cash bonuses. Private-company shares have vesting and transfer restrictions; their value is not guaranteed and could be zero.
Earn through team sales
The team-selling pathway divides a sale into five stages, each allocated 20% of street commission. Compensation reflects the stages an agent handles.
An experienced producer may receive up to 80% of street on qualifying team sales. Licensing, assigned responsibilities, and program terms apply.
Explore the training pathway →Build a producing team
The Agency Builder program offers qualifying overrides on product sales across a hierarchy of up to seven levels.
Overrides depend on eligible production and program requirements. Recruiting or sponsoring an agent by itself does not earn compensation.
Discuss agency development →These are program features and qualification thresholds, not earnings projections. Results vary. Review the current written compensation plan for eligibility, payment details, and restrictions.
Bring your questions.
Let’s walk through the plan.
Talk with David about the components that match your experience and goals. Get clarity before making a move.
- Carrier and product commission schedules
- Bonus qualifications and award terms
- Team-selling roles and agency overrides
- Optional program costs and business expenses
Know what you’re
signing up for.
Clear expectations are part of a good business decision.
Is this a salary or guaranteed income?
No. Agents are independent contractors. This is a sales-based opportunity, and neither income nor success is guaranteed.
Does free enrollment mean there are no costs?
No. Annuity.com enrollment is free, but optional subscriptions, marketing services, lead purchases, and normal business expenses are separate.
Are stock awards available as cash?
The program describes private-company stock, not a cash payout. Shares are not publicly traded and are subject to vesting and transfer restrictions. Do not assume you can sell them or that they will retain value.
Where can I review the complete terms?
Start with the Annuity.com compensation overview, then request the current written program and carrier terms from David before enrolling.
Understand the opportunity.
Then decide what’s next.
Let’s discuss your goals and the compensation structure that would support the business you want to build.
Important compensation information: This page summarizes the Annuity.com recruiting overview and does not replace written program or carrier agreements. Agents are independent contractors, not employees of Annuity.com, Inc. All compensation is based on qualifying insurance and annuity product sales, not merely recruiting or sponsoring agents. Earnings are not guaranteed. Licensing, appointments, production requirements, and program conditions apply. Stock awards involve private-company shares subject to vesting and transfer restrictions and may become worthless. Annuity.com may modify, amend, or terminate its programs. Review current details and disclosures before making a decision. Photography is illustrative; the pictured analytics are not agent earnings or an Annuity.com platform demonstration.